Abbi Rouse's Articles in Loans - Credit-Voitures.com

Abbi Rouse's Articles in Loans

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Recession Kicks In For Brits Struggling To Save More than 20 million Britons lack the funds to put money aside during the current economic downturn, AXA has claimed. AFB Calls For New Secured Loans Laws Following the publication of new white paper on the future of the future regulation of the secured loans industry, the Association of Finance Brokers (AFB) has called upon intermediaries to give their thoughts. Counting The Cost Of The Summer Break Around 81 billion pounds is spent on holidays each year by British people, new research suggests. Consumers Intend To Spend Despite Crunch Despite growing uncertainty about the health of the economy, many British consumers have expressed their intentions to splashing the cash over the summer period as extensive sales get underway. Travel Costs Causing Tiffs Among Holidaymakers Many Britons have fallen out with friends and family before their plane leaves the runway as a result of concerns about the economic impact of taking a trip away, according to new statistics. Brits Planning Major Home Improvements Over a fifth (21 per cent) of homeowners plan to make major structural changes to their home over the next year, a new study from Sainsbury's Bank has indicated. New Study Shows Home Improvement Intentions Of DIY Loving Brits Programmes such as Changing Rooms, Grand Designs and 60 Minute Makeover are causing rising numbers of budding Handy Andys and Nick Knowleses to renovate their homes. Consumers Advised That Credit Applications Must Be Truthful In a world where credit is increasingly difficult to come by, consumers have been urged to resist the temptation to include falsehoods in applications for cards or loans. Study Says Debt Still Taboo Among Britons According to a report published by advisory service provider Saga, debt levels are one of the least commonly discussed areas of personal finance among Britons. Mortgage Loan Approvals Fall By Half With widespread concerns over the stability of the housing market escalating in recent months, new statistics have shown that approval rates for mortgage loans fell by 50 per cent during March 2008. Study Says Britons Racking Up Debt To Maintain Social Standing Millions of Britons are putting themselves at risk of financial difficulty in an effort to maintain middle class spending habits, a moneysupermarket study has suggested. Good Credit Score 'Is Important' When Borrowing Money Those looking to take out a loan or any other form of borrowing need to ensure they have a favourable credit rating, it has been claimed. Seeking Help 'Can Assist People To Manage Debts' A significant number of consumers struggling with their finances are not getting debt help, a new study shows. Borrowers Could Be In For 'Nasty Shock' Those consumers who are taking steps to reduce pressure on their finances could actually find such moves do more damage to their pockets, it has been suggested. Care Costs 'Are Big Financial Burdens' For Brits The expense of keeping an elderly relative in care is on track to rise dramatically, according to recently-released figures. Personal Loans 'Competitive Way Of Buying A New Car' Opting for showroom finance deals ahead of a cheap UK loan may see Britons lose out when buying a car, new research indicates. Consumers Should 'Take Control' Of Finances Monetary pressures could hamper Valentine's Day spending for many people, new research suggests. Britons Taking Out 'Secret' Personal Loans More than one million Britons have taken out a personal loan without the knowledge of their partners or family members, new research shows. Credit Report 'Can Help With Getting Loans And Managing Finances' Thousands of Britons are to looking to borrow money in an attempt to supplement their spending in the first few weeks of the new year, it has been suggested. Personal Loan 'Can Help Fund Holidays' Britons are spending billions of pounds on holidays, a new study shows. 'Good News' For Borrowers As Loan Rates Fall Britons may find that the attractiveness of cheap loans is increasing, new research suggests. Home Loan Borrowing Falls Home loan levels have fallen, new research shows. Borrowers 'Need To Shop Around' For Personal Loans Although personal loans can prove to be a very useful source of financial help, prospective borrowers need to select such a product with caution. Personal Loans Can Lead To 'More Manageable' Financial Situation Consumers looking to get to grips with their finances over the next 12 months may wish to consider applying for a personal loan, one industry expert has suggested. Borrowing Levels 'Are High' Britons are borrowing an increasing amount of money, new research shows. People 'Can Still Get' Loans Those requiring a UK loan should still be able to access the form of borrowing, an industry expert has reported. Prospective Loan Applicants 'Should Act Now' Britons looking to apply for a loan - and in particular those wanting a low rate of interest on their borrowing - should act as soon as possible, an industry expert has stated. Consumers Warned On The Dangers Of Loan Sharks With the festive season approaching, consumers need to be wary of unscrupulous money lenders, an industry expert has reported. Homeowners 'Urged To Prepare For Winter' Homeowners across the country will undoubtedly have woken in recent mornings and noticed the autumnal chill in the air. Britons 'Looking To Purchase Smaller Cars' Super minis are the most popular form of used car, new research indicates. More People 'Need To Get Finances In Order' A vast number of Britons are discovering that they are coming under financial strain due to the monetary problems suffered by their friends or family, a new piece of research highlights. Mortgage Holders 'Face Rise In Financial Pressures' Moves by the Bank of England's monetary policy committee (MPC) to increase the base rate of interest over the course of the summer led to a fall in lending for property purchase in September, new research indicates. Warwickshire Residents 'Advised To Avoid Loan Sharks' Those consumers living in Warwickshire who are in the midst of financial difficulties are being urged to avoid borrowing from one unscrupulous loan lender, it has emerged. Quarter Of Teenagers 'Would Fund Big Purchase With Loan' Almost a quarter of teenagers (24 per cent) would use a personal loan or similar credit system to make large purchases, such as a car or a house, according to the latest research from the Nationwide Building Society. Employees Encouraged To Budget Rather Than Time Waste Employees across the UK spend an average of 50 minutes a day indulging in activities at their desks such as texting, using social networking sites and making personal phone calls, yet are reluctant to spend time getting to grips with their finances, according to the latest research from Axa. People Struggling With Debts 'Need To Be Proactive' Consumers need to adopt a more hands-on approach to managing their money, it has been suggested. Brits 'Looking To Borrow For Festive Season' Millions of Britons are set to borrow money this year - whether this be through credit and store cards or personal loans - to fund their spending in the run-up to Christmas, an industry expert has asserted. Talking 'Could Reduce Debt Concerns' Britons are increasingly unwilling to talk about their finances, a new set of figures has indicated. Consumers 'Look To Home Improvement Projects' Homeowners are increasingly looking to renovate their property, a new study indicates. Women Are 'More Discerning' Wifh Finances Women are taking a greater interest in their finances, it has been suggested. Britons Set To Face 'Squeeze In Disposable Income Levels' Millions of households are coming under increased financial pressure, one member of the Conservative party has suggested. Bank OF England Chooses To Maintain Base Rate The Bank of England has left the base rate of interest unchanged, it has emerged. Parents 'Getting Personal Loan To Fund University Costs' Parents looking to meet the costs of sending their children to university should consider the impact that doing so may have on their finances, new figures show. Older People 'Facing Increased Debt Difficulties' An increasing number of older people are struggling with their finances, new figures reveal. Growth In Borrowing Noted The country has witnessed a surge in the level of consumer debts over recent years, an industry expert has stated. Consumers 'Struggling More With Making Mortgage Payments' There has been a shift in the nature of Britain's debts, an industry expert has asserted. Homeowners May See Finances 'Stretched' Further Homeowners could be finding themselves under increased financial pressure, it has been suggested. Regular Assessment Of Finances 'Can Help Consumers Manage Debts' Companies need to do more to help their employees manage their money, it has been suggested. Drivers Issued With Security Guidance Motorists could find pressure on their finances swelling as a result of insufficient precautions with their vehicle, recent figures reveal. Couples 'Looking To Loans To Fund Wedding' Although happy couples may have their hearts set on having the perfect wedding day, a lack of financial planning may see them develop debt difficulties, new figures indicate. Consumers To Receive 'Improved Loan Guidance' Britons, in particular the financially-vulnerable, could be set to receive better guidance towards taking out a loan, following the roll-out of a new scheme. Relying Too Much On Credit Can 'Deepen Debt Difficulties' By over-relying on borrowed money, consumers could well find their debt difficulties increasing, an industry expert has claimed. Consumers Should Keep 'Close Eye' On Credit File Those looking to get a competitively-priced loan in the wake of the global 'credit crunch' should obtain a copy of their financial history, an industry expert has advised. IVAs 'Not Best Option' For Those In Debt Britons are showing a lack of awareness when it comes to methods of managing their debts, a new study has shown. School Term 'Might Not Mean Store Cards' As the school term approaches, many parents are likely to be heading to the shops once again to invest in clothing and equipment for their children - but cheap loans might be a better way of covering the outlay than taking on store cards, which many commentators have said are a costly way to fund such purchases. Car Buyers 'Need To Choose Suitable Finance Product' As the launch date for new 57 registration cars draws ever closer, Britain is currently in the grip of a loan-applying frenzy, it has been suggested. Credit Repayment Terms Are Extending While overall borrowing in the UK may be on the up, people are succeeding in better managing their loans and other finances, one commentator has suggested. Garden Improvements Add Privacy And Value Taking out a cheap loan to pay for some improvements to a garden could enable potential house sellers to raise the value of their home, with the aesthetic pleasure, privacy and protection offered by a well-developed garden often an enticing proposition for those looking to buy a property. Charges For Financial Products Increasing Britons are facing more fees than they did last year on financial products and services such as personal loans, secured loans, mortgages and credit cards, as well as on savings and current accounts, according to the latest research from online comparison service moneysupermarket. Brits Advised To Approach Car Buying 'With Caution' Those looking to buy a new car next month are being advised to plan their purchasing wisely. Graduates 'Face Debt Sentence' Young people are delaying buying a home and starting a family as they face an increasing "debt sentence" after leaving university, it has been suggested. Borrowing For Holidays 'Could Hamper Access To Cheap Loans In Future' Consumers could be damaging their credit rating by ineffectively planning the funding of their holiday, it has been suggested. Britons Lose 'Bankruptcy Stigma' Consumers are more open to the idea of filing for bankruptcy, an industry expert has indicated. Fall Noted In Borrowing Outlook Less people are looking to save, borrow or invest money, according to the publication of new figures. UK Loans Cheapest In The World Britons have access to the some of the cheapest personal loans in the world, according to new research from the British Bankers' Association (BBA). Career Development Loan Applications Still Credit Checked Britons looking to take out a loan for the purpose of career development will find themselves judged in the same way as applying for a personal loan at a bank, a spokesperson for the Co-operative Bank has said. Lies Will Not Help Loan Applications Borrowers looking for cheap loans should avoid lying on credit application forms, according to new advice from the UK fraud prevention service.Borrowers looking for cheap loans should avoid lying on credit application forms, according to new advice from the UK fraud prevention service. Bad Credit Loans 'Set For Growth' The bad credit loan industry is set to expand as more consumers struggle to make repayments on their borrowing, research has indicated. One In Three 'Lack Credit File Knowledge' About a third of Britons do not know what the purpose of a credit history report is, new statistics show. Low Income Families 'Need Access To Cheap Loans' The government needs to do more to provide consumers on low incomes with access to cheap loans, it was has been suggested. Young Buyers Ready 'To Take On Huge Debt' Millions of young people looking to get on to the property ladder are aiming to take out a mortgage worth more than four times their annual salary, it has been suggested. Concern Raised About Bad Credit Loan Providers A number of intermediaries and lenders within the sub-prime mortgage market are guilty of "poor practice", it has been suggested. Borrowing Should Be 'Structured In Best Way Possible' Britons need to take time to ensure their mortgage deal is the right one for them, an industry expert has claimed. Nationwide Reveals Fall In Consumer Confidence Consumer confidence fell for the first time in June, according to the latest figures by Nationwide. Fixed Rate Loans 'Offer Peace Of Mind' Consumers thinking about signing up to a long-term fixed-rate mortgage deal should consider the product carefully, an industry expert has advised. 'Marked Growth' In High Loan To Value Mortgage Uptake Consumers are taking out increasingly expensive secured loans, according to a new study. Consumers 'Face Rising Debt Service Costs' Britons are paying back a record amount of debt, according to a new study. Consumers 'Should Take Out Loan Which Best Suits Their Needs' Credit providers are being advised to ensure that consumers are in a position to make repayments on borrowing, it has been revealed. Fall In Price Growth Noted In Halifax House Study House prices continued to rise over the course of June, new figures have indicated. Missed Bill Payments Could Hamper Access To Cheap Loans Millions of household bills have been left unpaid over the course of 2007, new research reveals. Bank Of England Increase Base Rate The Bank of England's monetary policy committee (MPC) has today announced that interest rates are to rise by 0.25 percentage points to 5.75 per cent. Checking Credit History 'Could Reduce Loan Costs' Those looking to take out a personal loan should get their credit history checked out more than once, a new report has advised. Consumer Credit Is A 'Good Thing' Although uptake of consumer credit is falling, an industry expert has asserted that loans and credit cards still be a useful spending tool. Personal Loan Suppliers Should Follow 'Responsibility Rules' All loan providers should follow the banking sector's code for responsible lending, an industry expert has suggested. Gift Spending 'Could Increase Debt Problems' Britons are spending hundreds of pounds buying gifts for their partner, new figures indicate. Borrowing Falling But Brits Face 'Debt Legacy' Despite recent reports of a fall in borrowing Britons are still set to experience debt problems, an industry expert has warned. Shopping For Best Personal Loan Products 'Pays Dividends' Taking the time to find the most competitive financial products including personal loans available could save consumers thousands of pounds, it has been revealed. Home Loan Uptake 'Rises' Approvals for secured loans increased over the course of May. May Mortgage Lending In 2007 'Peak' Mortgage lending peaked over the course of last month, the publication of a new set of figures has indicated. Shopping Around For Secured Loans Advised For Home Movers As people are more likely to move home during the summer months, taking out a competitively priced secured loan and planning spending wisely has been recommended. 'Huge Step' Made In Financial Inclusion Earlier this week, the Treasury announced that the implementation of hundreds of non-fee charging automated teller machines (ATM) throughout Britain is set to benefit more than one million people - in particular those on low incomes. Base Rate Rise 'Necessary' Interest rates need to go up next week, a leading economic expert has warned. Most Personal Loans Used To Buy Cars The majority of personal loan customers use their borrowings to fund the purchase of a vehicle, new figures have indicated. Borrowers Warned Against Missing Loan Repayments An increasing number of consumers are failing to make loan repayments, new figures have revealed. Council Tax Rises 'May Increase Debt Difficulties' The average council tax bill has almost doubled in the last ten years, the results of a new survey have revealed. House Price Dilemma A government-backed housing body has warned that the next generation of homebuyers face average house prices that can be as much as ten times their salary. This warning comes as the number of homes being built decreases and the dream of becoming a homeowner becomes near to impossible for millions of young people. Fixed Rate Borrowers Must Act Now Those consumers wishing to maintain their secured loan costs should look to act as soon as possible, it has been suggested. Britons 'Aiming To Save' More Britons are looking to save money, according to new figures.

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